Mortgage Technology Opportunities We are tech transformation specialists unifying human expertise with AI to create scalable tech solutions. Our team is currently seeking an experienced Data Scientist to join our nearshore project for a client in the mortgage technology sector. In this role, you will focus on analyzing patterns in third-party API usage and developing algorithms to optimize the sequence and decision-making around these API calls. You will work with expensive verification services ($100s per call) to create intelligent "waterfall" strategies that minimize unnecessary calls while maintaining effective verification processes. Key Responsibilities: - Analyze historical patterns of third-party API usage in verification processes (income, employment, assets) - Develop statistical models and algorithms to optimize the sequence and necessity of API calls - Create intelligent "waterfall" strategies that minimize expensive API calls while maintaining verification quality - Build predictive models to determine when certain verification services are likely to provide value vs. cost - Design algorithms that can make real-time decisions on which verification services to call based on available data - Quantify and track cost savings achieved through API call optimization - Collaborate with engineers to implement your models and algorithms into production systems - Develop metrics and KPIs to measure efficiency gains and cost savings - Work with business stakeholders to understand verification requirements and translate them into optimization strategies - Research and implement machine learning techniques to improve decision-making around third-party service utilization