Job Title: Senior Manager – Credit Assessment The Senior Manager - Credit Assessment will be responsible for managing the Credit Risk Assessment function effectively and ensuring quality of service as laid down by the policy and procedure. Key Responsibilities: - Review credit proposals and make recommendations to the Management Credit Committee (MCC) and Board Credit Committee (BCC) for approval or otherwise. - Conduct credit assessments of customer credit applications in compliance with the bank's credit policies and regulatory requirements. - Review facilities renewal requests to assess whether they have been conducted within the set terms and conditions. - Liaise with Credit Analysts and Relationship Managers to ensure that credit proposals presented to MCC meet the required standards of underwriting and contribute positively to building a quality portfolio. - Evaluate counter-party credit risks associated with the bank's wholesale and retail lending, with the primary objective of growing the bank's asset book within acceptable credit risk parameters. - Monitor covenants and risk triggers on assigned portfolios and carry out periodic reviews to make appropriate recommendations to management to improve and maintain the quality of the portfolio. - Manage credit approvals and reviews. - Prepare and process related board papers. - Ensure prompt implementation of all senior management/board decisions. Skills & Qualifications: - University Degree in a relevant field e.g. Commerce, Economics, Business Administration - 5 years' experience in banking - Certified Public Accountant will be an added advantage