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BUSINESS DEVELOPMENT DIRECTOR (SPANISH SPEAKING SOUTH AMERICA)

About payjoy payjoy is a mission-first financial service provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. we lend through our patented technology that turns a smartphone into digital collateral, and our cutting-edge machine learning, data science, and anti-fraud ai allow us to offer the lowest cost and qualify the most customers in the industry. as of 2025 we have brought billions of dollars in credit to 15 million customers, doubling in the last two years while remaining strongly profitable and sustainable for the long term. this role the director of business development is responsible for leading our strategic expansion efforts by securing and strengthening partnerships with top telecom operators and large national retailers for a region with several countries. responsibilities develop and execute a business development strategy targeting large retailers and telecom operators. build and maintain high-level relationships with c-level executives at companies such as claro, movistar, and top national retailers. lead contract negotiations and strategic agreements, ensuring long-term and mutually beneficial partnerships. collaborate with internal stakeholders (finance, risk, and product) to design tailored credit solutions for our partners. identify and analyze new market opportunities, making data-driven decisions to support expansion. monitor industry trends and competitor activities, adjusting strategies accordingly. qualifications bachelor's degree in business, marketing, or a related field.5 + years of ex...


FUTURE TALENT POOL: COLOMBIA

Oliver+ is a global team of creative thinkers, tech-savvy trendsetters, and production pros specialising in film, cgi, automation, ai, motion design, and digital/print content. we partner with over 300 clients in 40+ countries and counting . our focus is to connect clients with high-quality solutions , talent and ambitious opportunities worldwide. as a part of the brandtech group , we're at the forefront of leveraging cutting-edge ai technology to revolutionise how we create and deliver work. our ai solutions enhance efficiency, spark creativity, and drive insightful decision-making, empowering our teams to produce innovative and impactful results. we are on the lookout for inspired individuals to join our globally recognized, fully remote, creative agency based in colombia. we’re not hiring at this moment. but when we do, we don't want you to miss out. we want to hear from you if you have: experience on beauty/cosmetic/luxury brands. experience within a creative agency / marketing / media production environment. experience in artificial intelligence (ai) technologies, showcasing a curiosity for exploring its applications and potential impact. fluency in english is required, as we are a global business (a language assessment will be required a part of our interview process) opportunities may arise in the following disciplines, amongst others: project management design moving image digital artificial intelligence (genai) do you see yourself excelling with us? we’d love to see your name in our files. to express your interest in future opportunities with our creative agency, s...


SALES REPRESENTATIVE

About payjoy payjoy is a mission-first financial service provider dedicated to helping under-served customers in emerging markets achieve financial stability and success. we lend through our patented technology that turns a smartphone into digital collateral, and our cutting-edge machine learning, data science, and anti-fraud ai allow us to offer the lowest cost and qualify the most customers in the industry. as of 2025, we have provided billions of dollars in credit to 15 million customers, doubling in the last two years while remaining strongly profitable and sustainable for the long term. this role payjoy is looking for a sales representative in bogotá to help drive the growth of our phone finance services in colombia. the ideal candidate is dynamic, results-driven, and enjoys a high-change environment focused on building the next generation of payjoy’s phone finance experiences. the sales representative is responsible for increasing sales revenue while building solid relationships with sales staff and store managers at partnered retailers and distributors across colombia. responsibilities manage assigned accounts and grow them month over month. serve as the main point of contact for our partners’ sales staff. develop client relationships to expand your portfolio. visit stores to train sales teams, including delivering onboarding sessions to ensure results. maintain communication channels with partners and clients. qualifications 3-5 years of experience in field sales & marketing, customer service, sales, mobile device sales, or customer care. valid driver’s license. exp...


SENIOR SOFTWARE ENGINEER | GQ-702

**about payjoy** payjoy is a mission-first financial service provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. we lend through our patented technology that turns a smartphone into digital collateral, and our cutting-edge machine learning, data science, and anti-fraud ai allow us to offer the lowest cost and qualify the most customers in the industry. as of 2024 we have brought billions of dollars in credit to 12 million customers, doubling in the last two years while remaining strongly profitable and sustainable for the long term. **this role** the senior software engineer is responsible for building technology of our unique cell phone-locking system, data-driven risk modeling to support our financial products, internal tools and partner api integrations, ensuring the quality and functionality of software solutions writing clean and functional code to ensure system consistency and to create a great user experience **responsibilities**: - work with development teams and product managers to develop software solutions - collaborate on the client-side and server-side architectureconduct code reviews and provide feedback to ensure code quality and adherence to best practices. - troubleshoot and debug software issues, ensuring timely resolution. - stay up to date with industry trends and technologies to drive continuous improvement in software development processes. **requirements**: - bachelor’s degree in a technical discipline such as computer science, software engineering, or a related field. 4+ ...


[QQ-306] | FRAUD OPERATIONS REPRESENTATIVE

**about payjoy** payjoy is a mission-first financial service provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. we lend through our patented technology that turns a smartphone into digital collateral, and our cutting-edge machine learning, data science, and anti-fraud ai allow us to offer the lowest cost and qualify the most customers in the industry. as of 2024 we have brought billions of dollars in credit to 12 million customers, doubling in the last two years while remaining strongly profitable and sustainable for the long term. **this role** the fraud operations representative is responsible for conducting reviews and investigations of partners, stores, clerks and customers to analyze fraud patterns, and implementing tactics to mitigate fraud risks, thereby protecting our customers and the company's financial assets. **responsibilities**: - monitor and analyze transactions for potential fraudulent activity, ensuring comply with the fraud prevention strategies and procedures. - investigate and resolve reported fraud cases, ensuring timely and accurate documentation. - develop and implement fraud prevention strategies and procedures. - collaborate with the customer service and operations teams to address and mitigate fraud risks. - conduct regular fraud risk assessments and provide recommendations for improvement. - prepare and present detailed reports on fraud trends and prevention measures when requested. - collaborate with product, sales, customer support, etcteams to address and mitigate ...


ASESOR ATENCIÓN AL CLIENTE [D-229]

**funciones de servicio al cliente** - mantener el orden y custodia de las historias clínicas de acuerdo a las indicaciones legales y proyección administrativa de la empresa. - contestar activamente a las necesidades de los pacientes por los diferentes canales de comunicación (teléfono fijo, whatsapp, celular, presencial u otros). - realizar el cobro del servicio o producto que corresponda a cada paciente y diligenciar los controles de ingreso respectivamente. - realizar factura electrónica y/o registro contable en caso de anticipo o pago de cartera recuperada, esto inmediatamente realizado el hecho económico y de acuerdo a la regulación e indicaciones administrativas. - realizar revisión y seguimiento a los rubros de anticipos y cuentas por cobrar de pacientes. - cotizar productos y servicios según necesidades del paciente y/o equipo asistencial. - agendar pacientes en el sistema medsys de acuerdo a protocolos y guías del mismo. - apoyar la gestión de seguimiento de tratamientos y controles a los pacientes, de acuerdo a indicación del personal encargado. - apoyar activamente y constantemente las funciones de recepción de acuerdo al direccionamiento del personal encargado. **realizar entrega de productos en venta a los pacientes. ** - apoyar la gestión de venta y cierre de venta. funciones administrativas tipo de puesto: tiempo completo salario: hasta $1.500.000 al mes...


(Q25) ASESOR ATENCIÓN AL CLIENTE

**funciones de servicio al cliente** - mantener el orden y custodia de las historias clínicas de acuerdo a las indicaciones legales y proyección administrativa de la empresa. - contestar activamente a las necesidades de los pacientes por los diferentes canales de comunicación (teléfono fijo, whatsapp, celular, presencial u otros). - realizar el cobro del servicio o producto que corresponda a cada paciente y diligenciar los controles de ingreso respectivamente. - realizar factura electrónica y/o registro contable en caso de anticipo o pago de cartera recuperada, esto inmediatamente realizado el hecho económico y de acuerdo a la regulación e indicaciones administrativas. - realizar revisión y seguimiento a los rubros de anticipos y cuentas por cobrar de pacientes. - cotizar productos y servicios según necesidades del paciente y/o equipo asistencial. - agendar pacientes en el sistema medsys de acuerdo a protocolos y guías del mismo. - apoyar la gestión de seguimiento de tratamientos y controles a los pacientes, de acuerdo a indicación del personal encargado. - apoyar activamente y constantemente las funciones de recepción de acuerdo al direccionamiento del personal encargado. **realizar entrega de productos en venta a los pacientes.** - apoyar la gestión de venta y cierre de venta. funciones administrativas tipo de puesto: tiempo completo salario: hasta $1.500.000 al mes...


ASESOR ATENCIÓN AL CLIENTE [F212]

**funciones de servicio al cliente** - mantener el orden y custodia de las historias clínicas de acuerdo a las indicaciones legales y proyección administrativa de la empresa. - contestar activamente a las necesidades de los pacientes por los diferentes canales de comunicación (teléfono fijo, whatsapp, celular, presencial u otros). - realizar el cobro del servicio o producto que corresponda a cada paciente y diligenciar los controles de ingreso respectivamente. - realizar factura electrónica y/o registro contable en caso de anticipo o pago de cartera recuperada, esto inmediatamente realizado el hecho económico y de acuerdo a la regulación e indicaciones administrativas. - realizar revisión y seguimiento a los rubros de anticipos y cuentas por cobrar de pacientes. - cotizar productos y servicios según necesidades del paciente y/o equipo asistencial. - agendar pacientes en el sistema medsys de acuerdo a protocolos y guías del mismo. - apoyar la gestión de seguimiento de tratamientos y controles a los pacientes, de acuerdo a indicación del personal encargado. - apoyar activamente y constantemente las funciones de recepción de acuerdo al direccionamiento del personal encargado. **realizar entrega de productos en venta a los pacientes.** - apoyar la gestión de venta y cierre de venta. funciones administrativas tipo de puesto: tiempo completo salario: hasta $1.500.000 al mes...


(MZ059) | SENIOR SOFTWARE ENGINEER

**about payjoy** payjoy is a mission-first financial service provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. we lend through our patented technology that turns a smartphone into digital collateral, and our cutting-edge machine learning, data science, and anti-fraud ai allow us to offer the lowest cost and qualify the most customers in the industry. as of 2024 we have brought billions of dollars in credit to 12 million customers, doubling in the last two years while remaining strongly profitable and sustainable for the long term. **this role** **responsibilities**: - collaborate with non-technical team members to gather requirements for accounting-related problems. - design, document, and deploy technical solutions based on requirements. - integrate with internal and external systems via apis and data streaming platforms. - review code from technical team members. - continually improve our accounting automation pipeline **requirements**: - strong understanding of php or a similar programming language. - strong understanding of relational databases (e.g. mysql, postgresql, sql server). **benefits**: - *local benefits will depend of the country of hiring* - 100% company-funded health and dental insurance for employees and immediate family members. - phone finance, headphone, home office equipment and fitness perks. - $2,000 usd annual co-working travel perk. - $2,000 usd annual professional development perk. payjoy is proud to be an equal employment opportunity employer and we welcome ...


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