LEADING PORTFOLIO GROWTH SPECIALIST - [L011]

About payjoy payjoy is a mission-first financial service provider dedicated to helping under-served customers in emerging markets achieve financial stability and success. "> this role the risk manager (revolving credit account management) oversees the account management program, responsible for credit limit management, updates to account terms and account closures. responsibilities - owning key performance indicators (kpis) and success metrics for account management programs (including credit limit increase program): improvements in net revenue, survival rate and account utilization. - implementing, monitoring and acting upon the results of a/b and multivariate testing to optimize portfolio performance. - collaborating with data science team to develop, implement and price models to help reach performance goals. - coordinating with originations strategy team to optimize lifetime value based on the actions of both functions. requirements - bachelor's degree in finance, economics, mathematics or industrial engineering. - 4+ years of experience in risk management functions in fintech or commercial banking, working with credit cards or other consumer lending products. - experience working with credit limit increase programs and scaling products from 0 to scale in a fast-paced environment. - end-to-end problem-solving skills, including framing of the problem, analytical research, discussion/debate and presenting solutions to stakeholders. - understanding of statistical tools and methods, and experience working with large data sets. - mastery of sql, python and other tool...