Senior Product Manager Job Summary: - Create a comprehensive product roadmap to deliver line products across all markets with robust features such as deposits/withdrawals and rewards/yield. - Conduct in-depth market and customer research to identify pain points, unmet needs, and opportunities for innovation in the credit and lending space. - Drive the end-to-end product lifecycle from ideation and requirements gathering to development, launch, and post-launch iteration for new features and improvements. - Work closely with legal, engineering, stakeholders, and finance engine leadership to deliver high-quality solutions that balance legal requirements and seamless execution and delivery of product initiatives. - Continuously analyze and optimize product and funnel performance using key metrics, A/B testing, and user feedback to enhance conversion, engagement, and the overall customer journey. - Analyze and leverage data to identify anomalies, understand existing operations, and validate new releases. - Stay informed about emerging product trends, regulatory requirements, and industry technologies to explore new features and capabilities. - Collaborate with internal teams to implement KPIs and monitoring systems to track deposit performance, including unit economics and P&L; impact. Requirements: - Bachelor's degree in a technical discipline such as computer science or software engineering. - 6+ years of product management experience in n product management within financial services for fintech, Consumer Lending, or a closely related financial services domain. - Demonstrated ability to lead and collaborate effectively with diverse cross-functional teams. - Proven ability to manage and prioritize multiple initiatives in a fast-paced environment. - Strong analytical and data-driven decision-making skills, with the ability to interpret complex data and translate it into actionable product strategies. - Experience with card issuing or processing platforms, particularly in a modern fintech environment. - Deep understanding of the credit lifecycle and factors influencing credit products. - Proficiency in SQL or other data querying languages for self-serving product insights. Benefits: - 100% Company-funded Health and dental and vision discount plan for employees and immediate family members. - Life insurance. - Phone finance, Headphone, home office equipment and fitness perks. - 30 days of Christmas bonus. - 20 days paid Vacation. - 50% Vacation premium. - 13% Saving funds. - $2,000 MXN monthly grocery coupons. - $2,000 MXN monthly restaurant coupons. - $2,000 USD annual Co-working Travel perk. - $2,000 USD annual Professional Development perk. PayJoy Principles: - Finance for the next billion. - Ownership. - Break Through Walls. - Live Communication. - Transparency & Directness. - Focus on Scale. - Work-Life Balance. - Embrace Diversity. - Speed. - Active Listening.